Healthcare
Health sharing: a different way to handle medical costs.
Impact Health Sharing is a non-profit health sharing community — an alternative to traditional insurance where members share each other’s eligible medical bills.
How IBOs earn
Earn with health sharing
Every family needs a plan for medical costs. You introduce them to a not-for-profit option that is disrupting the healthcare industry.
Refer to the ACN Compensation Plan for all the compensation details.
The basics
What health sharing is
Health sharing is a community of members who share eligible medical bills.
Impact by the numbers
24,000+
members
$275M+
saved and shared since 2020
< 15 days
average time to pay providers
4.8 / 5
member rating
Source: impacthealthsharing.com, October 2026.
How sharing works
Monthly share
The amount a member contributes each month. It goes to other members with eligible medical needs.
Insurance equivalentMonthly premium
Annual PRA
The Primary Responsibility Amount — what a household covers itself each year before sharing begins.
Insurance equivalentDeductible
90 / 10 sharing
After the PRA is met, the community shares eligible bills at 90% and the member covers the other 10%.
Insurance equivalentCoinsurance
Membership
What members get
Annual wellness visit + labs
Preventive visit and routine labs, shared by the community.
Unlimited 24/7 virtual care
Telehealth any time, plus short-term teletherapy visits.
Prescription savings
Discounts on generic and brand/specialty medications.
Dental & vision savings
Nationwide dental and vision discount programs.
Wellness rewards
Household savings for healthy activities like gym memberships or yoga.
Choose your own doctors
Members pick their own doctors and facilities.
Who it’s for
For IBOs
Programs, pricing & enrollment
Check your ACN Storefront for current programs, pricing and how to enroll members. Pricing varies by program and household, so always share it from your Storefront.