Fintech

Financial technology (Fintech) is coming soon.

Rewards on everyday spending today, with a full financial platform built in for tomorrow. Here’s what’s on the way.

Coming soon

How you earn

Earn through financial technology with ACN

The big idea

Everyone has money in checking and savings accounts. You help them make their money work harder, and earn as it moves.

Our goal

To be the most valuable financial relationship for our clients.

The market

$14.76 trillion

Americans have entrusted to banks in checking and savings deposits.

Source: Federal Reserve Board, Money Stock Measures, H.6 Release, Oct. 28, 2025, Table 2.

13.8 million

debit card transactions happen every hour.

Source: Federal Reserve Payments Study — 120.6 billion debit card payments in 2024.

Initial target market

80%

of American households have less than $20,000 in savings.

$8,000

is the median checking and savings balance in America.

For these Americans

Every dollar matters.
Every basis point matters.
Every fee matters.

How IBOs earn

On every balance

IBOs earn monthly on the average daily balances in their clients’ checking and savings accounts.

On every transaction

IBOs earn on every debit card transaction — every tap, every swipe, every online purchase, every subscription.

100%commissionable

Fintech is 100% commissionable through December 2027, and 75% commissionable after that.